Need an appraisal in SAGLE or Bonner County?

Check out the top seven reasons ID homeowners call on North Idaho Residential Appraiser:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. To lower your mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Bonner county or ID

Need help deciding the value of your home in or near SAGLE, ID?
Contact North Idaho Residential Appraiser.

At North Idaho Residential Appraiser, we understand the particular needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at North Idaho Residential Appraiser, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are seasoned in helping consumers just like you abolish unneeded and unwanted PMI insurance.

Challenging Bonner county's assessment of your property

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from North Idaho Residential Appraiser is your best weapon.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. North Idaho Residential Appraiser can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? North Idaho Residential Appraiser offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.